Medical Malpractice Insurance

Physicians and healthcare professionals need medical malpractice insurance.

The type of insurance coverage and the amount needed may depend on your specialty and unique nature of your practice. At JHS Insurance Services, getting to know our clients is crucial as it enables us to tailor the most fitting medical malpractice coverage to meet their specific needs. As your dedicated retail insurance broker, we collaborate with top-tier insurance carriers. Through our partnership with multiple wholesale brokers we expedite the process to present our clients with comprehensive policy options from various markets and carriers. Not all policies are the same so we diligently evaluate each proposal to assist you in selecting the option that will best suit your needs.

Malpractice Insurance

As providers of medical professional liability insurance to physicians and medical groups, we can assist and support you regardless of your location in the U.S. As a trusted provider for malpractice insurance, doctors and healthcare practitioners trust the staff at JHS insurance to find them coverage that best fits their needs. We guide and support you through the malpractice insurance process from application submission to reviewing each policy and determining which is the best fit for you and your practice.

800-727-4JHS

What are the types of liability?

There are two types of professional liability insurances policies and understanding each will help you determine which one is appropriate for your practice. These policies are Occurrence Policies and Claims-Made Policies. Each beneficial, depending on your needs and eligibility.

Occurrence Policies

Cover the insured for claims made about an event that took place during the policy period, regardless of when the claim is reported. As long as the policy was in effect when the alleged incident occurred, you will be covered, even if a claim is made years later.

Claims-Made Policies

Cover the insured against claims reported during the policy period, only. With this coverage, once the policy expires, the insurance company will not provide coverage for claims, unless you (the insured) purchased an Extended Reporting Endorsement (ERP or “Tail”).

LEARN MORE

Our staff is here to support you through this complicated insurance process, and we will discuss the policy and cost differences between each and answer any questions you may have. Physicians, healthcare workers and other medical professionals in need of medical professional liability Insurance can reach out to our friendly and professional staff for information, guidance and assistance. Call us at 800-727-4547, we are here to answer your call. Or send us an email.